Retirees are leaving these 10 U.S. cities—most located in states requiring more than $1 million for retirement.

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<p>Start spreading the news: Retirees are moving out of New York City. As well as other major cities, including Los Angeles, Washington D.C., Denver, and San Diego, California, according to a June study by SmartAsset, which analyzed data from the Census Bureau's latest American Community Survey.</p>

<p>These cities experienced the highest net loss of residents aged 60 and over in 2023, meaning significantly more people in that age group moved out than moved in. While larger cities could have higher net migration numbers because they have more people, what stands out about New York is the scale of retirees leaving: Nearly 24,000 seniors left the city in a single year — more than triple the number who moved in, and more than three times the net outflow of the next-highest city.</p>

<p>Four of the top 10 cities retirees left were in California, which had the highest net loss of residents aged 60 and over. The state lost 56,858 residents over 60 in 2023, according to the study.</p>

<p>Here are the top 10 U.S. cities retirees fled in 2023, ranked by the highest net outflow of people aged 60 and over.</p>

<ol>
    <li><strong>New York, New York</strong><br>Net migration: -17,084<br>Total population aged 60 and older: 1,940,556</li>
    <li><strong>Los Angeles, California</strong><br>Net migration: -3,187<br>Total population aged 60 and older: 763,361</li>
    <li><strong>San Diego, California</strong><br>Net migration: -2,604<br>Total population aged 60 and older: 273,581</li>
    <li><strong>Washington, D.C.</strong><br>Net migration: -2,434<br>Total population aged 60 and older: 120,177</li>
    <li><strong>Denver, Colorado</strong><br>Net migration: -2,286<br>Total population aged 60 and older: 125,676</li>
    <li><strong>Oakland, California</strong><br>Net migration: -2,016<br>Total population aged 60 and older: 88,080</li>
    <li><strong>Arlington, Virginia</strong><br>Net migration: -1,703<br>Total population aged 60 and older: 40,434</li>
    <li><strong>Chicago, Illinois</strong><br>Net migration: -1,699<br>Total population aged 60 and older: 533,029</li>
    <li><strong>San Jose, California</strong><br>Net migration: -1,668<br>Total population aged 60 and older: 200,684</li>
    <li><strong>Anchorage, Alaska</strong><br>Net migration: -1,413<br>Total population aged 60 and older: 53,946</li>
</ol>

<p>Retirees may choose to move for various reasons, such as being closer to family, enjoying better weather, or taking advantage of more favorable tax laws, but a high cost of living can also be a major factor in deciding to leave a city.</p>

<p>In September, research indicated New York City as one of the priciest cities for retirees. A majority of the top 10 cities that retirees are leaving are in states where you typically need over $1 million in savings to retire comfortably. In New York state, you can expect to need around $1.3 million in savings to retire, while in California you'll need about $1.6 million.</p>

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